Paul Mackay

Loan Officer · NMLS #250371

Start a secure application →Mortgage calculators

714-319-9007 paul@straightdealmortgage.com

Plan your next move

Mortgage calculators

Run the numbers, then talk through your options with Paul Mackay. No sign-up needed.

Estimate your monthly housing cost, including taxes and insurance.

Home price ($)

Down payment (%)

Interest rate (%)Illustrative rate, not a rate quote or APR.

Loan term (years)

Property taxes ($ / year)

Homeowners insurance ($ / year)

HOA dues ($ / month)

Mortgage insurance ($ / month)Enter an estimate if applicable; not calculated automatically.

Estimated monthly housing cost

$3,783.93

Principal & interest: $3,033.93
Property taxes: $600.00
Homeowners insurance: $150.00
HOA dues: $0.00
Mortgage insurance: $0.00
Loan amount: $480,000.00
Down payment: $120,000.00

HOA dues are often paid separately. Taxes and insurance may change. Program fees, closing costs, maintenance and utilities are not included.

Planning estimates only—not a Loan Estimate, rate quote, approval or commitment to lend. Example inputs are editable and are not current market rates. Calculations assume fixed rates and monthly payments; actual loan terms and costs vary.

Discuss your estimate with Paul Mackay

Your mortgage resource

Clear guidance for your next move.

Paul has 20-plus years of Mortgage a Real Estate experience. Prior to joining Straight Deal Mortgage Paul brought a proven track record in sales production with large nationally recognized mortgage companies. I am Committed to Helping my Clients find the Right Mortgage Product for Their Needs. I Understand that every Client is Different. So I Offer a Variety of Products to Meet their individual Requirements. I try to make the Process of Securing a Mortgage Simple and Straightforward by Offering You the latest financial tools that Enable you to make Sound Financial Choices. It’s a Competitive Market for Mortgage Loan Professionals. I know that you can choose any Mortgage Company to Finance Your Home.

Summary of Qualifications • California Real Estate Broker’s License (Active since May, 13 1991) • NMLS Registration (MLO Endorsement on Real Estate License) • California Notary Public Commission • Experience in Project Management with many areas of expertise in the Mortgage industry.

Memberships and Affiliations • Orange County Association of Realtors • California Association of Realtors • National Association of Realtors • National Notary Association