For borrowers
Secure digital application, streamlined document collection, clearer next steps and proactive communication.
Apply securely Mortgage broker + lender + modern technology
More options. More certainty. More ways to win.
Straight Deal Mortgage combines broker flexibility, our own lending channel and technology-enabled service to help borrowers, real-estate professionals and loan officers move forward with greater clarity.
✓ 250+ lender relationships✓ Broker + lender✓ Technology-enabled service✓ Company NMLS #2320397
250+wholesale lender relationships
Two channelsbroker flexibility + our own lending channel
Tech-enabledmodern workflows + human guidance
One team. Two ways to lend.
The flexibility of a broker. The execution of a lender.
Instead of forcing every borrower into one channel, we can evaluate the structure, program and execution path that may fit the transaction best.
01
Broker flexibility
Access 250+ wholesale lender relationships across conventional, government, jumbo, non-QM, investor and specialty programs.
Explore the program network →02
Our lending channel
Fund eligible loans in our own name when speed, communication and coordinated execution matter.
Discuss your scenario →Loan channel, underwriting, program and availability vary by transaction and jurisdiction. Our correspondent lending channel applies only to eligible transactions.
Technology with a purpose
Better technology behind every Straight Deal.
We use modern digital workflows and responsible AI-assisted tools to organize information, improve responsiveness and keep transactions moving. Technology helps our team work faster, while lending advice, important decisions and borrower relationships remain human-led.
For real-estate professionals
Responsive scenario review, buyer-readiness support, payment analysis and consistent transaction updates.
For loan officers
AI-assisted CRM, follow-up workflows, marketing support and tools that reduce administrative friction.
Human expertise stays at the center. AI-assisted tools support our team; they do not replace licensed mortgage professionals, underwriting requirements or lender decisions.
Built around the relationship
One mortgage platform. Three ways to create value.
Borrowers need clarity. Agents need certainty. Loan officers need leverage. Straight Deal brings those needs together.
For borrowers
Find a financing path that fits the whole picture.
Compare more programs with clear guidance and a secure digital application.
Explore your options →For real-estate professionalsTurn financing into a competitive advantage.
Scenario support, buyer readiness and consistent transaction communication.
Partner with us →For loan officersBuild more business with more leverage.
Wholesale access, operational support, AI tools and agent-growth resources.
See the platform →Start with your goal
Find your next best step.
Answer two quick questions. No credit pull and no sensitive financial information required.
01
What are you looking to do?
More ways to finance
Start with what you want to accomplish.
From everyday home loans to specialized scenarios, our broker and lending channels give our team more options to evaluate with you.
01
Buy a home
Explore purchase options→02Purchase financing
Conventional, FHA, VA, jumbo and eligible down-payment-assistance paths.
Use alternative income
See self-employed options→03Self-employed borrowers
Bank-statement, P&L, 1099, asset-based and other documentation paths for eligible borrowers.
Finance an investment
Explore investor programs→04Real-estate investors
DSCR, short-term rental, small multifamily, mixed-use and other eligible business-purpose solutions.
Use your equity
Compare equity options→05Home equity
HELOC, home-equity loan and cash-out refinance strategies for qualified homeowners.
Build or renovate
Explore construction loans→06Construction financing
Ground-up construction, renovation and FHA 203(k) financing paths for eligible projects.
Bring us the scenario
Find a possible path→Complex loan situations
Broker flexibility and broad wholesale access when a traditional bank may not fit.
New mortgage resources
Clear guidance for complex scenarios.
Plain-language guides designed to help borrowers, investors and real-estate professionals understand documentation, property eligibility and possible program paths.
Self-employed borrowers
View all mortgage resources →Profit-and-loss mortgage loans
Review how eligible P&L documentation may support a self-employed mortgage scenario.
Read the guide →Investor financingSmall multifamily and mixed-use loans
Understand financing paths for smaller apartment buildings and mixed-use properties.
Read the guide →Renovation financingRenovation loans and FHA 203(k)
Compare improvement financing paths for eligible purchases, refinances and repairs.
Read the guide →For real-estate professionals
More than a lender at the end of the transaction.
Bring us the buyer, the scenario or the question that needs a second look. Our team provides responsive financing support from early planning through closing.
Buyer-readiness guidanceScenario and product supportTransaction communicationCo-marketing support
Explore agent partnerships →THE PARTNER PROMISEClarity before the offer. Communication through closing.
Give buyers more confidence and protect the client experience at every milestone.
For producing loan officers
A lending platform should help you produce—not add friction.
Broker flexibility and our own lending channel are only the beginning. Straight Deal combines operations, technology and agent-business development.
250+lender relationships
Supportoperations and fulfillment
AICRM and growth tools
Growthagent relationship support
Ready when you are