Real mortgage advice. Clear answers. No runaround.
Dave Ramirez, Loan Officer

Straight Deal Mortgage

Dave Ramirez

Loan Officer · NMLS #404613

Your mortgage resource

Clear guidance for your next move.

I’m a San Diego native with more than 21 years of experience as a mortgage loan officer, proudly serving clients throughout California. My passion is helping people achieve their real estate goals—whether it’s guiding first-time homebuyers through the process, structuring smart solutions for seasoned investors, or finding creative financing options tailored to unique needs. I believe integrity, transparency, and clear communication are the foundation of great client relationships, and I make myself available seven days a week because real estate never takes a day off.

After attending college in Durango, Colorado, I spent 15 incredible years in Telluride, where I embraced the mountain lifestyle—skiing, snowboarding, hiking, biking, fly-fishing, and river rafting through the Four Corners region. In 2015, the ocean called me back home to San Diego, where I’ve reconnected with my roots.

When I’m not helping clients, you’ll find me catching waves, biking the boardwalk, tending to my avocado trees, or enjoying the best of Southern California living.