Run the numbers, then talk through your options with Ben Lauer. No sign-up needed.
Estimate your monthly housing cost, including taxes and insurance.
Illustrative rate, not a rate quote or APR.
Enter an estimate if applicable; not calculated automatically.
Estimated monthly housing cost
$3,783.93
Principal & interest
$3,033.93
Property taxes
$600.00
Homeowners insurance
$150.00
HOA dues
$0.00
Mortgage insurance
$0.00
Loan amount
$480,000.00
Down payment
$120,000.00
HOA dues are often paid separately. Taxes and insurance may change. Program fees, closing costs, maintenance and utilities are not included.
Planning estimates only—not a Loan Estimate, rate quote, approval or commitment to lend. Example inputs are editable and are not current market rates. Calculations assume fixed rates and monthly payments; actual loan terms and costs vary.
I was born in Anchorage, AK, and have been happily married to my beautiful wife Jen for over 20 years. Together, we have 4 amazing kids. With over two decades of experience, I’ve been closing loans and thoroughly enjoy assisting my clients, reassuring them that I am always available to help. Whether it’s purchasing a new home, acquiring a second property, or refinancing to leverage equity for various needs, my clients know they can rely on me for guidance. It brings me immense joy to see my clients satisfied, knowing they receive the service they deserve. There’s no greater compliment than when they refer me to friends and family. Apart from my work, I’m an avid sports fan, enjoy staying active, and watching movies. I’m also a licensed insurance agent.
