Tom Fernandez

“My approach to helping you with mortgage information that is actually relevant and insightful starts by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer, an investor or a seasoned homeowner. You may be house hacking, building your dream home or looking to build more wealth with real estate. I offer a very wide range of loan programs, ranging from FHA, VA, conventional and jumbo to non QM, hard money and construction. You are an individual and my advice will be relevant to your goals and unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

I am ready to give you the amazing home loan experience you deserve.”